Anonymous
map-marker Wasilla, Alaska

LPC CARD OR UNIVERSAL ONE CARD

Well, hopefully we weren't just taken by Lpc! In the middle of the activation process we decided not to complete the process...When they asked for our checking account number, thank goodness Ron told her he wasn't comfortable with giving out that information. Then he asked if this was a credit card or a merchant catalogue credit card. Of course she was reluctant in her answer and he told her no thank you and discontinued the process. Yet, we are still somewhat concerned that perhaps they got enough information...It really is something to be concerned about....I hope we never hear from them again in any form or fashion! Ron
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3 comments
Guest

YOU NEED TO REPORT THEM TO CONSUMER AND CORPORATE AFFAIRS,,,,,CREDIT BUREAU, ANY GOVERNMENT CO.

THEY CAN BE STOPPED

Guest

YOU NEED TO REPORT THEM TO CONSUMER AND CORPORATE AFFAIRS,,,,,CREDIT BUREAU, ANY GOVERNMENT CO.

THEY CAN BE STOPPED

Guest

ON 5-6-09,I SENT A 45$ post office money order to low pay univesal two weeks later I used a friends computer to check on card was told it takes 4-6 weeks for activation,now i,m reading about consumer fraud what can i do. IS this money still gone.

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Jennifer M Ait
map-marker Seattle, Washington

LPC RIP OFF!!!

Needing to rebuild my credit, I was suckered in :( Once they had taken out the activation money, I found out that I could only buy GARBAGE from their company. I wanted my money back and cancelled the card. They told me I would get refund information in the welcoming packet, and that I had 30 days from the date of activation to mail in the refund request. Well, the welcoming packet came, but it didn't come in the mail until 31 days AFTER I had activated. Then 2 months later, I got another $99 taken out of my account that I wasn't even expecting was going to be taken out of my account. I called my banks forgery department, and they said they will not honor it because of the fact that it is a matter between me and the company I "Signed" with...I never signed ANYTHING. But by giving them account information, I guess I agreed to these BS charges!! Of course my bank isn't going to do anything about it, they're scamming right along with the scammers! The scammers caused me to have overdraft charges which is money in the banks pockets!! CANT TRUST ANYBODY THESE DAYS. I'm PISSED!!! Contacting Attorney General
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brooklynskyy
map-marker Nashville, Tennessee

LPC card...the envelope smells fishy...

I received an LPC card yesterday and my first thought was this must be some type of consumer scam. The nerve of businesses to prey on the needs and sometimes desparation of those experiencing financial hardships is unbelieveable. I'm glad I took the time to view complaints from other consumers. I encourage others to do the same. No matter what your credit status may be, consumers should be protected from these types of businesses who clearly seek to further damage consumer credit ratings. Expectations of honesty and intergrity is too much to ask these days I suppose. God Bless...
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shannona
map-marker Tulsa, Oklahoma

LPC Card

I also received one of these cards in the mail, and after reading all of these reviews am so glad that I decided to wait to activate it. I have defaulted on like 8 credit cards, and they wanted to give me 7500 dollars! I knew it had to be a scam, I know that I have terrible credit, and it says right in the privacy policy that it is not intended to help you build credit, it will help you build credit with them though. What a joke. Also, whoever heard of a company offering you a card where instead of taking the fee from your credit line they take it from your bank account?
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Tinikia F
map-marker San Francisco, California

LPC CARD IS TROUBLE

I want to warn every one about this low pay card or lpc. Do not be decieved or sucked in. They are a rip off and I believe the only money they make is from the 200.00 they charge you to activate the card. You aren't able to see the prices before you sign up because they are outrageous. I thought I would get a laptop when I signed up, and the price was almost 3000.00 for a acer 600.00 computer at most from best buy or circuit city. I called to cancel immediately when I saw the prices and the girl told me I gotta wait to recieve the package and get a cancellation number to cancel and you know what, I paid on April 4 and deadline to cancel is May 4 and today is April 24th and I still haven't gotten my package. Im calling them back on monday and advise that it would be in their best interest to refund my money with no hassle because they are not honoring any of the agreements they make to consumers and I will file a claim with the attorney general against this company. they are rip offs. I wish I had found this site before signing up. PLEASE IF ANYONE GETS THE LPC CARD IN THE MAIL, SET IT ON FIRE IMMEDIATELY!!!!!!!!!!!!!!!!!!!!!! I hope this helps someone.
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Loss:
$199
34 comments
Guest

LMAO!! I got mine a minute ago, and just kinda forgot about it in the bottom of my mail tray.

I PROMISE you, I'm going outside to actually set it on fire. :grin

Guest

THANK GOD I SAW THIS BEFORE I ACTIVATED THIS CARD BECAUSE, I CALLED THE NUMBER AND IT SAID IT WAS AFTER BUISNESS HOURS, AND TO GO TO THE WEBSITE TO ACTIVATE. i CAME ACROSS THIS SITE AND I AM SO GRATEFUL I DID.

Guest

Try the Salute card, it's legit and will help you build your credit.

Guest

I knew from the start that this card had to be a big rip-off... I told my husband that one in their right mind would send us a card for this amount of monies, ya right...loser company

Amber Jif

OK so i got the card and i activated it and after i decided to Google it and check it out because i had a funny feeling about it i found a lot of complaints about them so i called my bank and froze my account and got a new one and got identity theft protection

my question is will this protect me from the information i gave them and stop them from doing anything :?

Guest

OK so i got the card and i activated it and after i decided to Google it and check it out because i had a funny feeling about it i found a lot of complaints about them so i called my bank and froze my account and got a new one and got identity theft protection my question is will this protect me from the information i gave them and stop them from doing anything :?

Guest

:grin Thanks alot, i am glad i found these website before i activated the card. I just found the card today, and i thaught the deal was too good to be true.

I am so glad for all the advices i have received. Thanks alot.

Guest

I just got the card today and was about to

activate it when i saw this ,thank god i saw this first.They should be ashamed of themselves.I knew it was too good to be true.

Guest

This card is 100% Fraud. $7500 without having applied. Yeah right!!!

Guest

I just got this card in the mail yesterday and I was wondering why the credit card offer sounded to good to be true! Thanks for warning me I will shred the card and never activate it. I wonder where and how they got my information to just send me a card in the mail I never applied for oh well--thanks again!

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Anonymous
map-marker Washington, District Of Columbia

Scam!!

Attention Everyone: Do not sign up for this LPC card. They are a very deceptive company. First they take your account information. I don't know of any other companies that do this. I decided it would be a wise idea to cancel with this company. The biggest thing that pissed me off was one of their reps said there is a $79 processing fee. This was taken out of my account this morning and I filed fraud with my local bank. Whatever you do DON'T give them you account information. If you activate your card I was told their is a $200 fee to do this. Be aware they are out to take your money!!
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Anonymous
map-marker Wasilla, Alaska

Thank goodness I found this site

I just got one in the mail today and was excited for 2.7 seconds then read the paperwork that came with it and instant red flags popped up! Thank goodness for Google! Cutting up the card at this very moment. LPC should be ashamed! All they are good for is, well..... absolutely NOTHING! Say it with me: Scam, scam scam! Scam, scam scam! Scam, scam scam! Scam, scam scam! I have never even heard of this company in my life and they instantly out of nowhere want to give a single struggling mom a credit limit of $7500... I think not! Cut this card up ASAP
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1 comment
Guest

thank you to all who wrote on this site it save me, because i was going to get one

lance m Eez
map-marker Columbus, Ohio

LPC is a scam forreal

I went to cancel my card before they even took out any money about 1 month ago, but these scammers are still trying to take out over 175 dollars, then on top of that BS, the costumer service number they gave me is busy all day everyday..it sounds good to anyone who needs to rebuild there credit but after i did a little research come to find out, they only have a PO BOX #. That should have been sign number 1 because i know for a fact visa and mastercard etc. etc all the other "REAL" credit card company 's have a normal address.
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3 comments
Guest

I used to work for LPC. It is def not worth all the fees and *** ending up to be 400 dollars to get a catolog for overpriced junk.

you'll be happy to know lpc closed down and can no longer activate any new customers, but as far as i know they still have old customers and customer service for them. They got closed down and everything they deserved.

Guest

find out more about matt mullhofer attorney in santa ana ca. check out internet scams and loan credit card rip off.

Guest

I did some checking out on this scam and I found out an outfit protectmyassets.com operates the company that takes your credit card #

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carsascam
map-marker Grand Rapids, Michigan

Dont fall for it.

LPC or Lowpaymentcard or Lowpaycard is a scam and i wonder how the government allow it to get peoples money with this kind of economy. They don't give you all the information and they rip you off over 200 dollars even without using their services. Please please GUYS DONT FALL FOR THIS SCAM. They send you a card letting you know you have a credit line for over $7500 but they want you to buy their expensive products form them only. This is not a normal credit card. You only buy from their website only. PEOPLE OF THE WORLD WATCH OUT. i FELL FOR IT. I DON'T WANT YOU TO GO THOUGH THE SAME.
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Loss:
$7500
Tyreese Kzr
map-marker Murrieta, California

That was ***

i did not sign up 4 the card. actually it's suprising me when the card arrive 2 my house. i try 2 cancel the card. it's it a *** company ever. u didn't even sign up 4 it. it's is so wrong coz they sent the card by it self even i did not request @ all. it's dump. i really want 2 call them and screm @ them about give my card with out my permission. I understand that they try 2 doing there business, but this is not a good idea. people will get mad, if they keep doing this. I don't prefer anything. but i only want them 2 stop that *** idea.
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Anonymous
map-marker Springfield, Missouri

I got a LPC card, did not order it...

I received this LPC credit card in the mail, I did not order it and do not want it, I tried to contact them to get it taken off and you can't reach these people. I did send a e-mail which they say probably won't be answered for 2 business days. And then, having sent the e-mail, I received a note that the only way to cancel a credit card was in writing and gave an Los Angeles, Ca address. I'm really upset about this and want to get this stopped, what else can I do?
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14 comments
Guest

I would like the name of a bank where I can obtain cash on my lpc card. I spoke to Russ a few days ago, and he told me to take it to a bank and they would give me the cash I needed.

I cannot find anyione who will accept this card.

Please send me the name of a bank in Minnepolis where I can get the cash I desperately need. Thanks

Guest

How do I withdraw cash on this card. I spoke to Russ a couple of days ago and he said take the card to a bank and they will give you the cash.

I could find no bank or credit union in Minneapolis who would take this card. Please give me the name of a bank that will accept this card and give me the cash I desparately need.

If I cannot get cash from this card, I want to cancel it as it is no good for me. Thanks

Guest

I recieved an LPC Card and I didnt sign up for it and i am scared i never activated it so will i be ok but i really thought it was a credit card after i read and read it i said this is so kind of scam

Guest

I received a universal one card with someone else's name one it. I called lifelock because I thought someone was trying to steal my id.

these people don't validate through the big three.

throw it away or place it in a file in the event something comes back to *** you. they apparently try to trick people who don't know any better.

Guest

i also received LPC card and i want it to be cancel.

Guest

i also recived an lpc card that i did not request. this a total scam.they try to take advantge of people.

please...please read fine print. better still just shred it.

Guest

Could they charge you any fees if you don't activate it? Or should I call and make sure the account is closed? I recieve the card that I also did not apply for and I don't want it.

Guest

They're still at it guys. I got the LPC card today.

I have made it a habit to NEVER accept a card that I have to pay to activate. That it just down right silly. If you have a couple hundred laying around to activate a card then what do you need the card for? Use the cash!!!

Any way I feel bad for all those that the company scammed and think tha maybe a class action law suit is in order here for you guys that lost your money.

As a single unit you my not get to far but if someone starts a sign uo site for all those that got taken by them and then proceeded to go after them, better results are sure to show in numbers. Good luck to all of you and beware of ANYONE that asks for your personnal banking info and/or for you to pay for something they are offering that is suppose to help you.

Guest

I just got a LPC card and I am really thinking about using it. I have not activated it yet though cause I really don't understand how it works.

Does any one know how it works? How much are their products?

Is the jewelry real? Do I have to pay for the product first or I just pay at the end of the month?

Guest

I also recieved one in the mail. If you don't activate it, you'll be alright.

I just went and cut it up in tiny pieces so that no one else will use it.

Definately read the fine print. You shell out more money for it than what it's worth.

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adam h Cwu
map-marker Hickory, North Carolina

Bull@!#$ it's not real people

man o man what a dork i am for listening to these Lying Peices of ***. don't do it to yourself please i was really in need of some money and a couple of weeks later this anthrax in the mail arrives and i was so happy until i sat myself down and waited to recieve the shopping package in the mail and after they had taken my money i never recieved it so i thought to my self. I have been swindled i was heated but you cant do anything so watch out peps be safe from people like this.
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Loss:
$79
Anonymous
map-marker Chicago, Illinois

LPC sent me a credit card with the limit of 7,500 dollars that turned out to be a total SCAM.

LPC sent me a credit card with the limit of 7,500 dollars that turned out to be a total SCAM. I am very unhappy on how they "supposedly" handle their service. When i received the credit card in the mail, i was ready to activate it. But the letter that i received regarding my "approval" didn't look quite professional. So i did some research online and found many people with complaints about this particular credit card. Thank god i caught it quick before i actually decided to activate. Also i took a look at their actual website. They asked me for my checking account number. CREDIT CARD COMPANIES NEVER ASK FOR BANK ACCOUNT NUMBERS. That was another way how i totaly knew it was a scam. What i realized that there are peole some were located in California who happened to be bunch of theives and scam people for the money that they work hard for. Which should be immediately REPORTED
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17 comments
Guest

i also recieved the same thing in the mall and because of them my bank account is closed.

Guest

180********

Guest

nesecito saber si todavia my tarjeta esta activa

Guest

Miji, did u go through with the lawsuit thing? I would be interested in taking action against them too! They charged my account all these fees after I told them I didn't want the card.

Guest

I just received a bill from them and I n ever used their card!! ($397)I'm beyond being pissed! Here's the phone # I have if anyone wants it 1-80*-815=6952.I'm considering a lawsuit, anyone else??

Guest

LPC SENT ME A CARD TO ACTIVATE FOR $7,500.WANTED CHECKING ACCOUNT NUBER...I THREW IT AWAY

Guest

I got one in the mail here in washington state... just threw the info away after shredding it..

it looks too good to be true.. which means it's probably a scam

Guest

i knew it was fishy, thanks :)

Guest

:x fell for the same offer about 3 yrs ago. the company was then called ccs.

same fees and all. we had to close our bank account and get a new one. they will tell you to notify them by mail.

Gess what they never get any letters. So better not go for the lpc card.

Guest

i just received also and not activating, what goes around comes around.

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